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Card Deposit Fees
2.5% of the deposit amount
Applies to every cryptocurrency deposit made into your CentPay card. It covers the cost of processing and securing your digital asset transactions.
Example A $1,000 deposit carries a $25 fee.
Fees & Limits
At CentPay we believe transparency is the cornerstone of trust. Below is a clear breakdown of every fee and limit that applies to your account — deposits, ATM withdrawals and everything else — so there are no surprises and you can manage your account with confidence.
ATM Withdrawal Fees
2% per withdrawal, or $1 flat below $30
Charged for cash withdrawals made using your CentPay Card at ATMs worldwide.
Example A $500 withdrawal carries a $10 fee.
Daily withdrawal limits apply, ensuring account security.
Cross-Border Fees
1% per transaction
Applies to payments or purchases made in a foreign currency or outside your home country, covering conversion and international processing.
Example A $1,000 cross-border purchase carries a $10 fee.
Premium Membership
Unlock a world of exclusive benefits for a minimal fixed fee. Enjoy special discounts and premium perks designed just for you.
- Lower Fees Reduced transaction fees, maximising your savings on every transaction.
- Lounge Access Access to premium airport lounges worldwide — coming soon.
Card Limits
To maintain secure and efficient operations, CentPay enforces specific account limits. Higher limits may be available based on your verification level — contact CentPay Support for assistance with upgrades.
| Limit | Physical Card | Virtual Card |
|---|---|---|
| Maximum card load / top-up per day | No Limit | No Limit |
| Maximum balance | No Limit | No Limit |
| Maximum monthly transactions | No Limit | No Limit |
| Maximum card payment per day | No Limit | No Limit |
| Maximum per ATM transaction | No Limit | No Limit |
| Daily ATM withdrawal limit | 3,000 USD per day | 3,000 USD per day |
| Minimum ATM withdrawal limit | No Limit | No Limit |
Why We Stand Out
Transparent Fee Structure
No hidden charges. You’ll always know exactly what to expect before you transact.
Global Accessibility
Affordable fees for international transactions and ATM withdrawals, wherever you are.
Secure Limits
Designed to protect your funds and keep everyday usage safe without getting in your way.
